How To Start A Second SEPERATE Credit File!
Your personal credit file is separated from those with the same or similar names by several factors, including a driver's license number, birth date, or spouse's name. Although these are three important identifying marks, the number one identifying mark on your credit report is your social security number. Since there is no one else in the United States with your number, your file is easily identified. The chances are very small that the social security office in your area will issue a second number just because somewhere down the road you messed up your credit. However, it is impossible that a second personal file would be created.
The second kind of credit file is the business credit file. Business credit files are identified by the business name and by a computer generated and assigned identification number. Your business file is listed with credit bureaus like Dun and Bradstreet and Stanley and Porous, etc. A Company credit record can be built and used just like a personal one. The idea is to take a hobby or trade that you possess, and start a new small business for which you can create a name and a new credit file. There are hundreds of small businesses that can be run from your home. These small businesses have the potential to generate high part-time or full time earnings. I suggest visiting your nearest bookstore or library to obtain a book on the numerous business opportunities available.
Once you have established a business name and idea your next step is to build a credit history for it. This is done using basically the same techniques that you would use for building your personal credit record. It does not matter how bad your personal credit record is. The business will be judged on its own record. I just recently had a student obtain an American Express card through her small business, which is only nine months old even though her personal record is riddled with bad credit. As you will see, the key is to maintain a stable payment history with all credit accounts.
Please visit: www.net100.495site.com for more info on starting your second credit file!!!
Chris Samuels
CEO Net100
Latest News
 Straits Times | Government plans new credit, mortgage programs O Jornal, MA - The Fed program for consumer debt will lend up to $200 billion to the holders of securities backed by various types of consumer loans such as credit cards, ... Washington’s $6.3 trillion bailout US Unveils New Programs to Ease Credit Thanksgiving surprise: $800 billion more for the credit markets |
Kenexa to Present at the Credit Suisse Annual Technology Conference MarketWatch - a global provider of talent acquisition and retention solutions, today announced that its Chief Financial Officer, Don Volk, is presenting at the Credit ... Digital River CFO to Speak at the Credit Suisse Annual Technology ... Brocade Corporate Controller, Charles Read, to Present at Credit ... |
 CEP News | Goldman off as Credit Suisse calls for $4 a share loss MarketWatch - "October was a difficult month; November-though we were hopeful-was really no better with asset prices for equities, credit and real estate-only coming ... US bank stocks tumble again as gloom deepens Ahead of the Bell: Morgan Stanley acquisitions |
Realtors(R) Federal Credit Union Hires Thomas A. Glatt as First CEO MarketWatch - WASHINGTON, Dec 01, 2008 /PRNewswire via COMTEX/ -- The REALTORS(R) Federal Credit Union board of directors today announced that veteran credit union leader ... |
 Post Chronicle | Sector Snap: Consumer Lenders CNNMoney.com - NEW YORK (Associated Press) - Consumer spending is likely to decline as the nation's largest credit card lenders cut customers' credit lines over the next ... Credit card industry may cut $2 trillion lines: analyst The Death of Credit Cards Late barely better than never |
 The Jewish Journal of greater L.A | Pastor apologizes for church credit card use San Jose Mercury News, USA - AP LOS ANGELES—The pastor for First AME Church in Los Angeles has apologized to his flock over his use of a church credit card for $122000 in personal ... First AME pastor's credit card charges probed First AME pastor apologizes to congregation for alleged misspending |
ExpressJet to Present at the Credit Suisse Global Airlines Conference MarketWatch - today announced that the company will present at the Credit Suisse Global Airlines Conference in New York City. Jim Ream, President and CEO, will present a ... |
'Coupons' & 'Credit Scores' Top Ask.com's Real Deal List of Most ... MarketWatch - Credit score Ask searchers were hunting down deals for all facets of their everyday lives, demonstrated by top queries for "cheap," "used," and "discount" ... |
United Online to Present at the Credit Suisse 2008 Technology ... MarketWatch - ... and Scott H. Ray, Executive Vice President and Chief Financial Officer, will present at the Credit Suisse 2008 Technology Conference in Scottsdale, ... |
 Wall Street Journal Blogs | Restoring the flow of credit to entrepreneurs Los Angeles Times, CA - By Cyndia Zwahlen The credit crunch looks like an espresso machine. At least it does to Michael McDonald, who is trying to open a coffee shop near UC Santa ... BIZ VOICE: Banking on small guys Federal Credit Facility Aims to Thaw SBA Lending SCORE: Enjoy the upside of a down market by thinking outside the box |
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