Credit Information
Finding Reputable Credit Card Companies
You're interested in getting the best credit cards for your family's needs, but you don't want to be cheated. Or you're interested in small business credit cards, but you've heard that some of them aren't terribly secure.
What Are The Most Common Credit Card Mistakes?
Now in a world with so many easy to get credit cards it can be easy for someone who is a first time credit card holder, or even someone who has several credit cards in the past to make mistakes when using the card.One of the most common mistakes when using credit cards is to use the credit card to make purchases of things you are not really able to afford.
Credit Cards: Pros and Cons
Sure, there are a lot of problems with credit cards, but there are a lot of good things attached to them as well. For instance, if you have a small business, fleet credit cards can keep your books in order when you issue them to drivers of company vehicles for gas and automobile repairs.
What To Look For In A Credit Card
When you are deciding what type of credit card to get it is important to compare credit cards to each other and find the best deal for you. There are a variety of different credit cards available, from low interest cards, cash back cards and even reward credit cards, it's hard to decide what exactly the best credit cards are.
0% Credit Cards
These days, credit cards in the UK are competing with each other on two very attractive offers with a headline rate of 0%. These 0% credit cards will be either balance transfers; introductory purchases offers or a combination of the two.
Is Plastic Making You Happier?
If you're like most people, you probably own at least one.And like most people, you've maybe never thought what it's really costing you?At a recent conference held by the Fabian Society at London's Imperial college, one of the issues discussed was happiness, and, more specifically, why it seems to elude so many of us.
Beware the Shopping Mall Monster
Like me, you've probably been offered a fair old number of these by now..
What is Credit Card and Debit Card Blocking?
Have you ever been told you were over your credit card limit, or had your debit card declined, even though you knew you had available credit or money in your bank account? If this happened shortly after you stayed in a hotel or rented a car, the problem could have been card "blocking."What is Blocking?When you use a credit or debit card to check into a hotel or rent a car, the clerk usually contacts the company that issued your card to give an estimated total.
Learning the Disturbing Facts about Credit Card Debt
When I received my first credit card in the mail at age 18 I was ecstatic, I said to myself, wow now I'm getting somewhere in life. This credit card company thinks I'm worthy of 500 dollars in credit.
Credit Report - How to Improve Your Credit Score
One of the great mysteries of life is how the three major credit bureaus (Experian, Equifax, and Trans Union) score credit. They all have secret statistical formulas for determining your credit score, but they are unwilling to divulge exactly what, exactly, constitutes your score.
Protect Yourself Against Identity Theft
Identity theft is when someone uses, without permission, your personal information in order to commit any frauds or crimes. Identity theft is a felony that is becoming more and more common.
Fight Credit Card Fraud with Common Sense
By now, you have undoubtedly heard of credit card fraud, an alarming and damaging trend that is sweeping the country. Here's the bad news: It is disturbingly easy for thieves to obtain your credit card number--usually from discarded receipts or even directly from you.
Rewards Cards: Are They Worth It?
Virtually all consumers will have a credit card at some point in their lives. Is this an understatement? Probably, as most consumers carry multiple credit cards.
Credit Card Shocker
Have you ever looked at your credit card statement? I'm not talking about just making sure that all the transactions are correct. I'm talking about looking at the finance charges.
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Latest News
![]() Washington Post | hard time to get new credit San Francisco Chronicle, USA - (09-07) 17:48 PDT -- Credit - the grease that lubricates the economy - is in short supply now and apparently getting even shorter. ... Video: Obama Calls for Changes in Mortgage Giants Why banks are damned to a flood of credit crises US banks face losses after giant mortgage bail-out |
![]() NEWS.com.au | Beware of credit card sharks NEWS.com.au, Australia - By Alex Tilbury September 08, 2008 08:05am THE average Australian already has an eye-watering credit card balance of $3100. Now lenders are attempting to ... Interest rates up - on banks' credit cards Banks refuse credit card rate cuts Wizard's magic trick with credit cards |
Ill. credit unions help with college aid Chicago Tribune, United States - AP CHICAGO - Authorities say eight Illinois credit unions are stepping up to plug college funding gaps wrought by the credit crunch for student tuition aid. ... Ill. Credit Unions Help With College Aid State Secures More For Student Loans $100 million offered in aid for college students, state says |
Credit freeze helps thwart ID thieves Arizona Republic, AZ - OK, so you'll never see Credit Freeze in a comic book battle of good against evil wearing a cape and long underwear. But like other superheroes, ... ID protection can be do-it-yourself |
US financial crisis spreads toward your wallet Christian Science Monitor, MA - It warned of the danger to the nation from the sale of trillions of dollars of complex financial products called "structured credit derivatives. ... Credit Crunch: The Sequel UPDATE 1-US banks' direct borrowing hits record in week Crumbling financials have further to fall |
![]() Boston Globe | US travelers face credit snafu Boston Globe, United States - By Eric Lucas All I wanted to do was buy gas, so I put my credit card in the automatic card-reader and got ready to fill the tank. ... Bridging the gap year: stay out of the red in the wild blue yonder |
Clock ticks down on credit bureau class-action deal Indianapolis Star, United States - In a class-action settlement, credit bureau TransUnion has agreed to provide free credit- monitoring services to millions of consumers to settle claims it ... |
![]() CEP News | S&P raises Nalco Co.'s credit rating CNNMoney.com - NEW YORK (Associated Press) - Standard & Poor's on Friday upgraded its corporate credit rating on Nalco Co., citing bright prospects for the company to ... S&P puts Fifth Third on credit watch Credit rating soars in District 300 BP's Credit Rating Is Cut by S&P |
Panel: Texas credit unions should disclose more info Fort Worth Star Telegram, TX - By YAMIL BERARD The public could get detailed information about the financial health of credit unions if the Legislature adopts recommendations by the Texas ... |
Credit Card Firm's Next Challenge: Branding Itself at the Bank Counter Washington Post, United States - The design touches are one way McLean-based credit card giant Capital One has tried to nurture the local look and feel of the bank branches the company ... Loyalty cards, new hit with cos |
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