Eleven Money-Saving Auto Insurance Tips for Senior Drivers
Following a few simple tips and taking these measures will ensure that you are getting the lowest rates possible on your auto insurance policy.
1. Avoid more Accidents, Pay Close Attention at Intersections. Auto accidents involving seniors often occur at intersections. Make sure to look ahead if you plan to quickly change lanes after an intersection. Pay attention to protected left turn lanes with their own arrows, and always keep your tires pointed straight ahead when stopped, so that a rear-end accident doesn't push you into oncoming traffic.
2. Follow the flow of traffic, Drive at the at or near the speed limit. Driving too slowly can be just as dangerous as speeding, especially when entering or exiting interstates or freeways. It can also trigger dangerous "road rage" in less patient drivers. You don't have to be Mario Andretti, but keeping to the right and following the flow of traffic is the safest bet.
3. Many violations include failure to yield right-of-way, improper turning or incorrect lane changes, so keep current on the traffic laws relating to new traffic designs.
4. Sit high enough in your seat so that you can see at least 10 feet in front of your car, advises the National Highway Traffic Safety Administration. If your car seat does not adjust to allow this, add a cushion. This will make it easier to see pedestrians and bike riders, and reduce problems from oncoming headlight glare at night.
5. Do not wear sunglasses or tinted glasses when driving at night. For many older drivers, night vision is reduced, so safety dictates not driving at twilight or after dark.
6. Make sure you learn how to operate a New Car. Things like Anti-lock brakes, for example operate differently in slippery situations. If you have never driven a car with anti-lock brakes, sure to get training on proper use.
7. Senior drivers can refresh their skills and knowledge -- and get a discount on auto insurance in many states -- by taking a refresher driving course, such as the eight-hour "55 Alive" course offered by AARP. More than two-thirds of states mandate auto insurance policy discounts for such courses, and many insurance companies offer the discounts voluntarily.
8. Look for cars with rear-view mirrors that automatically dim and filter out headlight glare.
9. Air bag technology has become more advanced, with sensors that deploy air bags based on the weight of the occupant, reducing air-bag-related injuries. Some new cars also have side air bags in the seats or door frame that offer better protection.
10. Consider fit and comfort in your new car. Seat belts that comfortably fit over your shoulder and low on your lap will keep you safer. Automatic transmission, power steering and power brakes require less physical effort.
11. Last but definitely not least, Check to see which companies offer specific 'Senior Discounts' While shopping around for the best auto insurance rates is important, which insurance company you choose might depend on how they treat senior drivers. You'll get their best rates if you're healthy and drive a safe, modern vehicle.
Reprints of this article are allowed (and encouraged) for your site or newsletter with inclusion of a simple link to http://www.hometownquotes.com.
Matt McWilliams is one of the co-founders of HometownQuotes.Com, an online insurance quotes web site. He is originally from Pinebluff, NC and attended Middle Tennessee State University in 2002. He is considered an expert in the field of online insurance shopping and finding new ways to help consumers save money on their insurance. For more information visit http://www.hometownquotes.com
Latest News
 Boston Globe | Health Insurance Trade Group Proposal Praised By Sen Kennedy CNNMoney.com - WASHINGTON -(Dow Jones)- A proposal unveiled Wednesday by the health insurance industry would provide universal health coverage and hack away at medical ... Insurers announce health reform proposals Insurers like Obama health plan, with reservations Health insurance lobby urges public-private reform panel |
Over 40 Hospitals Lend Support for Individual Insurance Market Reform MarketWatch - Consumers for Fair and Affordable Insurance Reform, CFAIR, is a diverse group of Michigan-based health organizations, businesses, unions, consumer advocates ... |
 WNCT | Insurance rise at coast could help protect plan Forbes, NY - By GARY D. ROBERTSON , 12.03.08, 11:58 AM EST Property owners in 18 coastal counties soon will pay more for insurance premiums through a state-sanctioned ... Insurers Urge Surcharges, Reforms to Fix North Carolina Beach Plan Insurance rise at coast could help protect plan Coast's risks may sting state |
70 Percent of Cruise Insurance Claims Occur Prior to Cruising ... MarketWatch - DANBURY, CT, Dec 03, 2008 (MARKET WIRE via COMTEX) -- According to iTravelInsured, 70 percent of all cruise insurance claims occur before you begin your ... |
NIIT Technologies Announces Key Appointments to Insurance and ... MarketWatch - Goutam Kundu, an Insurance industry specialist joins NIIT as Global Practice Head - Insurance Vertical. In this role he will work closely with the sales ... |
Convergence of Negative Economic Factors to Severely Test US ... MarketWatch - These factors will force insurance carriers to adopt new skills and business discipline in order to survive the economic turmoil, according to new research ... |
Life Insurance Patent Issued for Future System Advisors, LLC MarketWatch - The FSLM is an entirely new form of life insurance that solves many of the problems caused by traditional product chassis, such as UL and VUL RGA Financial ... |
AM Best Affirms Ratings of Universal American Corp. and Most of ... MarketWatch - The rating affirmations reflect Universal American's improved statutory operating results and growing regional presence in the senior health insurance ... Best's Review Examines Insuring Railroads' Huge Risks |
DTRIC Insurance Company in Production With DRC's DecisionMaker for ... MarketWatch - (DRC) today announced that DTRIC Insurance Company is now in production with DRC's DecisionMaker Policy Administration System. ... |
Sheboygan Falls Insurance acquired The Business Journal of Milwaukee Bizjournals.com, NC - Sheboygan Falls Insurance, which operates only in Wisconsin, underwrites a broad line of personal lines products, including auto, homeowners, dwelling fire ... |
Resources
-
The Secret Information Site
"
-
Pet Insurance
Discover the secrets that pet Insurance companies don't want you to know.
-
Safety Employment Safety Jobs
Jobs in occupational safety, Insurance loss control, health/environmental, etc.
-
Free Prescription Medicine at Medicine For Free - Home
Free Prescription Medicine is Available to those who qualify. Millions of Americans daily choose between buying food or medicine. This choice is often a life or death matter faced by those with no Insurance to cover medicine or governmental prescription a
-
Welcome to PMI Savings :: Save On or Get Rid of Hidden Mortgage Insurance
How to Cancel Pmi with Official Form.
-
Real French Life ebook
Real French Life eBook guide to schooling, Insurance, day to day life and more in France.
-
Sales Lead Generation. Health Insurance, Real Estate, Life Insurance, Mortgage Leads and MLM Leads
Sales Lead Generation for Pennies. Learn How We Generate Business Sales Leads using our Affordable,Proven Sales Lead Generation System.
-
Annuity Online Quote Annuities Fixed Variable Immediate Equity Indexed Annuity Retirement Planning I
Annuity annuities online quote comparison variable fixed annuity indexed retirement planning tax deferred immediate annuity investment retirement annuity planning Fixed Annuity Life Insurance Company Annuity Rate Comparison Variable Life Annuities Definit
-
Insurance Leads Generation
Insurance Leads Generation
-
Used Cars For Sale By Owner, Used Car Dealers, Sell Your Used Car Free, Auto Insurance, Financing -
Used cars for sale by private owners, sellers, sell used cars free, dealerships, used car finder service, used cars quotes, used car financing, and more.